Retirement Planning
With life expectancy increasing year on year, we are now seeing the potential to spend almost as many years enjoying retirement as we have spent saving for it.
Planning for it correctly will provide you with the standard of living you wish after you stop work. Simpson Bowers Wealth Management will work with you to consider all the options based on your needs and risk appetite.
A pension is a long-term investment. The fund value may fluctuate and can go down, which could have an impact on the level of pension benefits available.
Your pension could be affected by interest rates at the time you take your benefits. The tax implications of pension withdrawals will be based on your individual circumstances, tax legislation and regulation, which are subject to change in the future.